Jacksonville, FL: 2-bedroom payment standards across 73 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Jacksonville, FL HUD Metro FMR Area range from $1,100 to $2,490 for a 2-bedroom. The 90th-percentile ZIP code runs 1.64× the 10th — a gap of $884 a month — which ranks 11th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Jacksonville, FL is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.

$1,670

median 2-bedroom SAFMR across the area's 73 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$884

monthly gap between the 90th- and 10th-percentile ZIP code ($1,380 to $2,264).

34.2%

of the area's ZIP codes (25 of 73) sit above $1,837 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Jacksonville, FL

2 BR Small Area FMR area median across all 73 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Filter by ZIP code

Showing 73 of 73 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	32226	$2,490	$2,241–$2,739	above 110%
2	32259	$2,490	$2,241–$2,739	above 110%
3	32092	$2,470	$2,223–$2,717	above 110%
4	32212	$2,380	$2,142–$2,618	above 110%
5	32081	$2,340	$2,106–$2,574	above 110%
6	32003	$2,310	$2,079–$2,541	above 110%
7	32227	$2,270	$2,043–$2,497	above 110%
8	32228	$2,270	$2,043–$2,497	above 110%
9	32258	$2,240	$2,016–$2,464	above 110%
10	32082	$2,210	$1,989–$2,431	above 110%
11	32250	$2,210	$1,989–$2,431	above 110%
12	32033	$2,050	$1,845–$2,255	above 110%
13	32246	$2,050	$1,845–$2,255	above 110%
14	32004	$2,030	$1,827–$2,233	above 110%
15	32085	$2,030	$1,827–$2,233	above 110%
16	32260	$2,030	$1,827–$2,233	above 110%
17	32079	$2,010	$1,809–$2,211	above 110%
18	32097	$2,000	$1,800–$2,200	above 110%
19	32222	$2,000	$1,800–$2,200	above 110%
20	32256	$2,000	$1,800–$2,200	above 110%
21	32065	$1,930	$1,737–$2,123	above 110%
22	32224	$1,930	$1,737–$2,123	above 110%
23	32225	$1,930	$1,737–$2,123	above 110%
24	32221	$1,920	$1,728–$2,112	above 110%
25	32080	$1,900	$1,710–$2,090	above 110%
26	32266	$1,810	$1,629–$1,991	108%
27	32086	$1,800	$1,620–$1,980	108%
28	32223	$1,800	$1,620–$1,980	108%
29	32233	$1,740	$1,566–$1,914	104%
30	32006	$1,720	$1,548–$1,892	103%
31	32050	$1,720	$1,548–$1,892	103%
32	32067	$1,720	$1,548–$1,892	103%
33	32160	$1,720	$1,548–$1,892	103%
34	32244	$1,710	$1,539–$1,881	102%
35	32095	$1,690	$1,521–$1,859	101%
36	32068	$1,670	$1,503–$1,837	100%
37	32218	$1,670	$1,503–$1,837	100%
38	32084	$1,650	$1,485–$1,815	99%
39	32073	$1,640	$1,476–$1,804	98%
40	32203	$1,630	$1,467–$1,793	98%
41	32214	$1,630	$1,467–$1,793	98%
42	32229	$1,630	$1,467–$1,793	98%
43	32235	$1,630	$1,467–$1,793	98%
44	32236	$1,630	$1,467–$1,793	98%
45	32238	$1,630	$1,467–$1,793	98%
46	32239	$1,630	$1,467–$1,793	98%
47	32240	$1,630	$1,467–$1,793	98%
48	32241	$1,630	$1,467–$1,793	98%
49	32245	$1,630	$1,467–$1,793	98%
50	32247	$1,630	$1,467–$1,793	98%
51	32255	$1,630	$1,467–$1,793	98%
52	32257	$1,620	$1,458–$1,782	97%
53	32216	$1,530	$1,377–$1,683	92%
54	32035	$1,510	$1,359–$1,661	90%
55	32041	$1,510	$1,359–$1,661	90%
56	32205	$1,510	$1,359–$1,661	90%
57	32034	$1,500	$1,350–$1,650	90%
58	32207	$1,500	$1,350–$1,650	90%
59	32277	$1,500	$1,350–$1,650	90%
60	32220	$1,490	$1,341–$1,639	89%
61	32208	$1,450	$1,305–$1,595	87%
62	32204	$1,410	$1,269–$1,551	84%
63	32210	$1,410	$1,269–$1,551	84%
64	32219	$1,410	$1,269–$1,551	84%
65	32202	$1,380	$1,242–$1,518	83%
66	32217	$1,380	$1,242–$1,518	83%
67	32211	$1,360	$1,224–$1,496	81%
68	32254	$1,300	$1,170–$1,430	78%
69	32209	$1,200	$1,080–$1,320	72%
70	32009	$1,190	$1,071–$1,309	71%
71	32011	$1,180	$1,062–$1,298	71%
72	32206	$1,150	$1,035–$1,265	69%
73	32046	$1,100	$990–$1,210	66%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Jacksonville, FL compares

Its internal spread of 1.64× (p90 ÷ p10) ranks 11 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.32×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →