Gulfport-Biloxi, MS: 2-bedroom payment standards across 21 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Gulfport-Biloxi, MS HUD Metro FMR Area range from $1,010 to $1,580 for a 2-bedroom. The 90th-percentile ZIP code runs 1.22× the 10th — a gap of $220 a month — which ranks 206th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Gulfport-Biloxi, MS is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 2 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.

$1,150

median 2-bedroom SAFMR across the area's 21 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,265 at 110%.

$220

monthly gap between the 90th- and 10th-percentile ZIP code ($1,010 to $1,230).

9.5%

of the area's ZIP codes (2 of 21) sit above $1,265 — 110% of the area median.

Highest-rent ZIP codes in Gulfport-Biloxi, MS

2 BR Small Area FMR area median across all 21 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Filter by ZIP code

Showing 21 of 21 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	39525	$1,580	$1,422–$1,738	above 110%
2	39560	$1,270	$1,143–$1,397	above 110%
3	39540	$1,230	$1,107–$1,353	107%
4	39556	$1,190	$1,071–$1,309	103%
5	39503	$1,170	$1,053–$1,287	102%
6	39507	$1,160	$1,044–$1,276	101%
7	39502	$1,150	$1,035–$1,265	100%
8	39505	$1,150	$1,035–$1,265	100%
9	39506	$1,150	$1,035–$1,265	100%
10	39533	$1,150	$1,035–$1,265	100%
11	39535	$1,150	$1,035–$1,265	100%
12	39531	$1,140	$1,026–$1,254	99%
13	39520	$1,120	$1,008–$1,232	97%
14	39572	$1,120	$1,008–$1,232	97%
15	39522	$1,090	$981–$1,199	95%
16	39529	$1,090	$981–$1,199	95%
17	39501	$1,080	$972–$1,188	94%
18	39571	$1,080	$972–$1,188	94%
19	39530	$1,010	$909–$1,111	88%
20	39534	$1,010	$909–$1,111	88%
21	39576	$1,010	$909–$1,111	88%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Gulfport-Biloxi, MS compares

Its internal spread of 1.22× (p90 ÷ p10) ranks 206 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.06×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →