Gainesville, FL: 2-bedroom payment standards across 26 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Gainesville, FL HUD Metro FMR Area range from $1,430 to $1,890 for a 2-bedroom. The 90th-percentile ZIP code runs 1.20× the 10th — a gap of $280 a month — which ranks 221th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 26 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,639 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,430 to $1,710).
of the area's ZIP codes (4 of 26) sit above $1,639 — 110% of the area median.
Highest-rent ZIP codes in Gainesville, FL
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 32606 | $1,890 | $1,701–$2,079 | above 110% |
| 2 | 32669 | $1,780 | $1,602–$1,958 | above 110% |
| 3 | 32605 | $1,750 | $1,575–$1,925 | above 110% |
| 4 | 32608 | $1,670 | $1,503–$1,837 | above 110% |
| 5 | 32607 | $1,560 | $1,404–$1,716 | 105% |
| 6 | 32610 | $1,510 | $1,359–$1,661 | 101% |
| 7 | 32604 | $1,500 | $1,350–$1,650 | 101% |
| 8 | 32611 | $1,500 | $1,350–$1,650 | 101% |
| 9 | 32614 | $1,500 | $1,350–$1,650 | 101% |
| 10 | 32627 | $1,500 | $1,350–$1,650 | 101% |
| 11 | 32633 | $1,500 | $1,350–$1,650 | 101% |
| 12 | 32635 | $1,500 | $1,350–$1,650 | 101% |
| 13 | 32655 | $1,500 | $1,350–$1,650 | 101% |
| 14 | 32612 | $1,480 | $1,332–$1,628 | 99% |
| 15 | 32631 | $1,440 | $1,296–$1,584 | 97% |
| 16 | 32601 | $1,430 | $1,287–$1,573 | 96% |
| 17 | 32603 | $1,430 | $1,287–$1,573 | 96% |
| 18 | 32615 | $1,430 | $1,287–$1,573 | 96% |
| 19 | 32616 | $1,430 | $1,287–$1,573 | 96% |
| 20 | 32618 | $1,430 | $1,287–$1,573 | 96% |
| 21 | 32619 | $1,430 | $1,287–$1,573 | 96% |
| 22 | 32641 | $1,430 | $1,287–$1,573 | 96% |
| 23 | 32653 | $1,430 | $1,287–$1,573 | 96% |
| 24 | 32658 | $1,430 | $1,287–$1,573 | 96% |
| 25 | 32693 | $1,430 | $1,287–$1,573 | 96% |
| 26 | 32694 | $1,430 | $1,287–$1,573 | 96% |
How Gainesville, FL compares
Its internal spread of 1.20× (p90 ÷ p10) ranks 221 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.05×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.