Flagstaff, AZ: 2-bedroom payment standards across 23 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Flagstaff, AZ MSA range from $1,750 to $2,160 for a 2-bedroom. The 90th-percentile ZIP code runs 1.21× the 10th — a gap of $376 a month — which ranks 208th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 23 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,112 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,750 to $2,126).
of the area's ZIP codes (3 of 23) sit above $2,112 — 110% of the area median.
Highest-rent ZIP codes in Flagstaff, AZ
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 86001 | $2,160 | $1,944–$2,376 | above 110% |
| 2 | 86011 | $2,160 | $1,944–$2,376 | above 110% |
| 3 | 86015 | $2,130 | $1,917–$2,343 | above 110% |
| 4 | 86024 | $2,110 | $1,899–$2,321 | 110% |
| 5 | 86018 | $2,080 | $1,872–$2,288 | 108% |
| 6 | 86004 | $2,060 | $1,854–$2,266 | 107% |
| 7 | 86003 | $2,010 | $1,809–$2,211 | 105% |
| 8 | 86038 | $1,960 | $1,764–$2,156 | 102% |
| 9 | 86005 | $1,940 | $1,746–$2,134 | 101% |
| 10 | 86002 | $1,920 | $1,728–$2,112 | 100% |
| 11 | 86016 | $1,920 | $1,728–$2,112 | 100% |
| 12 | 86023 | $1,920 | $1,728–$2,112 | 100% |
| 13 | 86036 | $1,920 | $1,728–$2,112 | 100% |
| 14 | 86052 | $1,920 | $1,728–$2,112 | 100% |
| 15 | 86339 | $1,920 | $1,728–$2,112 | 100% |
| 16 | 86435 | $1,920 | $1,728–$2,112 | 100% |
| 17 | 86017 | $1,890 | $1,701–$2,079 | 98% |
| 18 | 85931 | $1,750 | $1,575–$1,925 | 91% |
| 19 | 86020 | $1,750 | $1,575–$1,925 | 91% |
| 20 | 86035 | $1,750 | $1,575–$1,925 | 91% |
| 21 | 86040 | $1,750 | $1,575–$1,925 | 91% |
| 22 | 86045 | $1,750 | $1,575–$1,925 | 91% |
| 23 | 86053 | $1,750 | $1,575–$1,925 | 91% |
How Flagstaff, AZ compares
Its internal spread of 1.21× (p90 ÷ p10) ranks 208 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.12×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.