Eugene-Springfield, OR: 2-bedroom payment standards across 37 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Eugene-Springfield, OR MSA range from $1,350 to $2,530 for a 2-bedroom. The 90th-percentile ZIP code runs 1.37× the 10th — a gap of $516 a month — which ranks 118th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 37 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,859 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,380 to $1,896).
of the area's ZIP codes (4 of 37) sit above $1,859 — 110% of the area median.
Highest-rent ZIP codes in Eugene-Springfield, OR
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 97431 | $2,530 | $2,277–$2,783 | above 110% |
| 2 | 97438 | $2,530 | $2,277–$2,783 | above 110% |
| 3 | 97408 | $2,140 | $1,926–$2,354 | above 110% |
| 4 | 97455 | $2,010 | $1,809–$2,211 | above 110% |
| 5 | 97401 | $1,820 | $1,638–$2,002 | 108% |
| 6 | 97403 | $1,810 | $1,629–$1,991 | 107% |
| 7 | 97405 | $1,810 | $1,629–$1,991 | 107% |
| 8 | 97454 | $1,790 | $1,611–$1,969 | 106% |
| 9 | 97456 | $1,750 | $1,575–$1,925 | 104% |
| 10 | 97487 | $1,750 | $1,575–$1,925 | 104% |
| 11 | 97404 | $1,730 | $1,557–$1,903 | 102% |
| 12 | 97492 | $1,730 | $1,557–$1,903 | 102% |
| 13 | 97478 | $1,720 | $1,548–$1,892 | 102% |
| 14 | 97489 | $1,720 | $1,548–$1,892 | 102% |
| 15 | 97402 | $1,710 | $1,539–$1,881 | 101% |
| 16 | 97426 | $1,700 | $1,530–$1,870 | 101% |
| 17 | 97409 | $1,690 | $1,521–$1,859 | 100% |
| 18 | 97440 | $1,690 | $1,521–$1,859 | 100% |
| 19 | 97461 | $1,690 | $1,521–$1,859 | 100% |
| 20 | 97475 | $1,690 | $1,521–$1,859 | 100% |
| 21 | 97490 | $1,690 | $1,521–$1,859 | 100% |
| 22 | 97437 | $1,620 | $1,458–$1,782 | 96% |
| 23 | 97477 | $1,610 | $1,449–$1,771 | 95% |
| 24 | 97446 | $1,600 | $1,440–$1,760 | 95% |
| 25 | 97439 | $1,580 | $1,422–$1,738 | 93% |
| 26 | 97451 | $1,580 | $1,422–$1,738 | 93% |
| 27 | 97488 | $1,530 | $1,377–$1,683 | 91% |
| 28 | 97434 | $1,490 | $1,341–$1,639 | 88% |
| 29 | 97448 | $1,480 | $1,332–$1,628 | 88% |
| 30 | 97480 | $1,460 | $1,314–$1,606 | 86% |
| 31 | 97419 | $1,450 | $1,305–$1,595 | 86% |
| 32 | 97412 | $1,380 | $1,242–$1,518 | 82% |
| 33 | 97430 | $1,380 | $1,242–$1,518 | 82% |
| 34 | 97453 | $1,380 | $1,242–$1,518 | 82% |
| 35 | 97452 | $1,370 | $1,233–$1,507 | 81% |
| 36 | 97413 | $1,350 | $1,215–$1,485 | 80% |
| 37 | 97463 | $1,350 | $1,215–$1,485 | 80% |
How Eugene-Springfield, OR compares
Its internal spread of 1.37× (p90 ÷ p10) ranks 118 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.17×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.