El Paso, TX: 2-bedroom payment standards across 57 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for El Paso, TX HUD Metro FMR Area range from $1,080 to $1,790 for a 2-bedroom. The 90th-percentile ZIP code runs 1.34× the 10th — a gap of $370 a month — which ranks 139th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 57 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,309 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,080 to $1,450).
of the area's ZIP codes (8 of 57) sit above $1,309 — 110% of the area median.
Highest-rent ZIP codes in El Paso, TX
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 79908 | $1,790 | $1,611–$1,969 | above 110% |
| 2 | 79918 | $1,730 | $1,557–$1,903 | above 110% |
| 3 | 79906 | $1,700 | $1,530–$1,870 | above 110% |
| 4 | 79911 | $1,670 | $1,503–$1,837 | above 110% |
| 5 | 79934 | $1,560 | $1,404–$1,716 | above 110% |
| 6 | 79916 | $1,480 | $1,332–$1,628 | above 110% |
| 7 | 79912 | $1,430 | $1,287–$1,573 | above 110% |
| 8 | 79936 | $1,420 | $1,278–$1,562 | above 110% |
| 9 | 79928 | $1,270 | $1,143–$1,397 | 107% |
| 10 | 79935 | $1,240 | $1,116–$1,364 | 104% |
| 11 | 79924 | $1,230 | $1,107–$1,353 | 103% |
| 12 | 79932 | $1,210 | $1,089–$1,331 | 102% |
| 13 | 79910 | $1,190 | $1,071–$1,309 | 100% |
| 14 | 79913 | $1,190 | $1,071–$1,309 | 100% |
| 15 | 79914 | $1,190 | $1,071–$1,309 | 100% |
| 16 | 79917 | $1,190 | $1,071–$1,309 | 100% |
| 17 | 79923 | $1,190 | $1,071–$1,309 | 100% |
| 18 | 79926 | $1,190 | $1,071–$1,309 | 100% |
| 19 | 79929 | $1,190 | $1,071–$1,309 | 100% |
| 20 | 79931 | $1,190 | $1,071–$1,309 | 100% |
| 21 | 79937 | $1,190 | $1,071–$1,309 | 100% |
| 22 | 79940 | $1,190 | $1,071–$1,309 | 100% |
| 23 | 79941 | $1,190 | $1,071–$1,309 | 100% |
| 24 | 79942 | $1,190 | $1,071–$1,309 | 100% |
| 25 | 79943 | $1,190 | $1,071–$1,309 | 100% |
| 26 | 79944 | $1,190 | $1,071–$1,309 | 100% |
| 27 | 79945 | $1,190 | $1,071–$1,309 | 100% |
| 28 | 79946 | $1,190 | $1,071–$1,309 | 100% |
| 29 | 79947 | $1,190 | $1,071–$1,309 | 100% |
| 30 | 79948 | $1,190 | $1,071–$1,309 | 100% |
| 31 | 79949 | $1,190 | $1,071–$1,309 | 100% |
| 32 | 79950 | $1,190 | $1,071–$1,309 | 100% |
| 33 | 79951 | $1,190 | $1,071–$1,309 | 100% |
| 34 | 79952 | $1,190 | $1,071–$1,309 | 100% |
| 35 | 79953 | $1,190 | $1,071–$1,309 | 100% |
| 36 | 79954 | $1,190 | $1,071–$1,309 | 100% |
| 37 | 79955 | $1,190 | $1,071–$1,309 | 100% |
| 38 | 79968 | $1,190 | $1,071–$1,309 | 100% |
| 39 | 79995 | $1,190 | $1,071–$1,309 | 100% |
| 40 | 79996 | $1,190 | $1,071–$1,309 | 100% |
| 41 | 79997 | $1,190 | $1,071–$1,309 | 100% |
| 42 | 79821 | $1,170 | $1,053–$1,287 | 98% |
| 43 | 79925 | $1,160 | $1,044–$1,276 | 97% |
| 44 | 79927 | $1,160 | $1,044–$1,276 | 97% |
| 45 | 79853 | $1,120 | $1,008–$1,232 | 94% |
| 46 | 79836 | $1,080 | $972–$1,188 | 91% |
| 47 | 79838 | $1,080 | $972–$1,188 | 91% |
| 48 | 79849 | $1,080 | $972–$1,188 | 91% |
| 49 | 79901 | $1,080 | $972–$1,188 | 91% |
| 50 | 79902 | $1,080 | $972–$1,188 | 91% |
| 51 | 79903 | $1,080 | $972–$1,188 | 91% |
| 52 | 79904 | $1,080 | $972–$1,188 | 91% |
| 53 | 79905 | $1,080 | $972–$1,188 | 91% |
| 54 | 79907 | $1,080 | $972–$1,188 | 91% |
| 55 | 79915 | $1,080 | $972–$1,188 | 91% |
| 56 | 79920 | $1,080 | $972–$1,188 | 91% |
| 57 | 79930 | $1,080 | $972–$1,188 | 91% |
How El Paso, TX compares
Its internal spread of 1.34× (p90 ÷ p10) ranks 139 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.03×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.