El Paso, TX: 2-bedroom payment standards across 57 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for El Paso, TX HUD Metro FMR Area range from $1,080 to $1,790 for a 2-bedroom. The 90th-percentile ZIP code runs 1.34× the 10th — a gap of $370 a month — which ranks 139th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. El Paso, TX is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 8 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,190

median 2-bedroom SAFMR across the area's 57 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,309 at 110%.

$370

monthly gap between the 90th- and 10th-percentile ZIP code ($1,080 to $1,450).

14.0%

of the area's ZIP codes (8 of 57) sit above $1,309 — 110% of the area median.

Highest-rent ZIP codes in El Paso, TX

79908$1,79079918$1,73079906$1,70079911$1,67079934$1,56079916$1,48079912$1,43079936$1,42079928$1,27079935$1,24079924$1,23079932$1,21079910$1,19079913$1,19079914$1,19079917$1,19079923$1,19079926$1,19079929$1,19079931$1,19079937$1,19079940$1,19079941$1,19079942$1,19079943$1,190area median $1,190
2 BR Small Area FMR area median across all 57 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 57 of 57 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
179908$1,790$1,611–$1,969above 110%
279918$1,730$1,557–$1,903above 110%
379906$1,700$1,530–$1,870above 110%
479911$1,670$1,503–$1,837above 110%
579934$1,560$1,404–$1,716above 110%
679916$1,480$1,332–$1,628above 110%
779912$1,430$1,287–$1,573above 110%
879936$1,420$1,278–$1,562above 110%
979928$1,270$1,143–$1,397107%
1079935$1,240$1,116–$1,364104%
1179924$1,230$1,107–$1,353103%
1279932$1,210$1,089–$1,331102%
1379910$1,190$1,071–$1,309100%
1479913$1,190$1,071–$1,309100%
1579914$1,190$1,071–$1,309100%
1679917$1,190$1,071–$1,309100%
1779923$1,190$1,071–$1,309100%
1879926$1,190$1,071–$1,309100%
1979929$1,190$1,071–$1,309100%
2079931$1,190$1,071–$1,309100%
2179937$1,190$1,071–$1,309100%
2279940$1,190$1,071–$1,309100%
2379941$1,190$1,071–$1,309100%
2479942$1,190$1,071–$1,309100%
2579943$1,190$1,071–$1,309100%
2679944$1,190$1,071–$1,309100%
2779945$1,190$1,071–$1,309100%
2879946$1,190$1,071–$1,309100%
2979947$1,190$1,071–$1,309100%
3079948$1,190$1,071–$1,309100%
3179949$1,190$1,071–$1,309100%
3279950$1,190$1,071–$1,309100%
3379951$1,190$1,071–$1,309100%
3479952$1,190$1,071–$1,309100%
3579953$1,190$1,071–$1,309100%
3679954$1,190$1,071–$1,309100%
3779955$1,190$1,071–$1,309100%
3879968$1,190$1,071–$1,309100%
3979995$1,190$1,071–$1,309100%
4079996$1,190$1,071–$1,309100%
4179997$1,190$1,071–$1,309100%
4279821$1,170$1,053–$1,28798%
4379925$1,160$1,044–$1,27697%
4479927$1,160$1,044–$1,27697%
4579853$1,120$1,008–$1,23294%
4679836$1,080$972–$1,18891%
4779838$1,080$972–$1,18891%
4879849$1,080$972–$1,18891%
4979901$1,080$972–$1,18891%
5079902$1,080$972–$1,18891%
5179903$1,080$972–$1,18891%
5279904$1,080$972–$1,18891%
5379905$1,080$972–$1,18891%
5479907$1,080$972–$1,18891%
5579915$1,080$972–$1,18891%
5679920$1,080$972–$1,18891%
5779930$1,080$972–$1,18891%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How El Paso, TX compares

Its internal spread of 1.34× (p90 ÷ p10) ranks 139 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.03×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →