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Dayton-Kettering-Beavercreek, OH: 2-bedroom payment standards across 59 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Dayton-Kettering-Beavercreek, OH MSA range from $970 to $1,970 for a 2-bedroom. The 90th-percentile ZIP code runs 1.41× the 10th — a gap of $474 a month — which ranks 94th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Dayton-Kettering-Beavercreek, OH is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.
$1,250

median 2-bedroom SAFMR across the area's 59 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$474

monthly gap between the 90th- and 10th-percentile ZIP code ($1,148 to $1,622).

32.2%

of the area's ZIP codes (19 of 59) sit above $1,375 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Dayton-Kettering-Beavercreek, OH

45066$1,97045433$1,80045361$1,74045434$1,71045301$1,68045430$1,67045458$1,61045431$1,60045342$1,54045305$1,50045459$1,49045416$1,48045354$1,46045409$1,44045469$1,44045371$1,41045424$1,40045440$1,39045481$1,38045322$1,34045402$1,34045435$1,33045449$1,30045005$1,29045429$1,290area median $1,250
2 BR Small Area FMR area median across all 59 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Showing 59 of 59 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
145066$1,970$1,773–$2,167above 110%
245433$1,800$1,620–$1,980above 110%
345361$1,740$1,566–$1,914above 110%
445434$1,710$1,539–$1,881above 110%
545301$1,680$1,512–$1,848above 110%
645430$1,670$1,503–$1,837above 110%
745458$1,610$1,449–$1,771above 110%
845431$1,600$1,440–$1,760above 110%
945342$1,540$1,386–$1,694above 110%
1045305$1,500$1,350–$1,650above 110%
1145459$1,490$1,341–$1,639above 110%
1245416$1,480$1,332–$1,628above 110%
1345354$1,460$1,314–$1,606above 110%
1445409$1,440$1,296–$1,584above 110%
1545469$1,440$1,296–$1,584above 110%
1645371$1,410$1,269–$1,551above 110%
1745424$1,400$1,260–$1,540above 110%
1845440$1,390$1,251–$1,529above 110%
1945481$1,380$1,242–$1,518above 110%
2045322$1,340$1,206–$1,474107%
2145402$1,340$1,206–$1,474107%
2245435$1,330$1,197–$1,463106%
2345449$1,300$1,170–$1,430104%
2445005$1,290$1,161–$1,419103%
2545429$1,290$1,161–$1,419103%
2645420$1,270$1,143–$1,397102%
2745439$1,260$1,134–$1,386101%
2845343$1,250$1,125–$1,375100%
2945401$1,250$1,125–$1,375100%
3045410$1,250$1,125–$1,375100%
3145413$1,250$1,125–$1,375100%
3245422$1,250$1,125–$1,375100%
3345423$1,250$1,125–$1,375100%
3445437$1,250$1,125–$1,375100%
3545441$1,250$1,125–$1,375100%
3645470$1,250$1,125–$1,375100%
3745475$1,250$1,125–$1,375100%
3845490$1,250$1,125–$1,375100%
3945374$1,230$1,107–$1,35398%
4045339$1,220$1,098–$1,34298%
4145404$1,210$1,089–$1,33197%
4245419$1,210$1,089–$1,33197%
4345315$1,200$1,080–$1,32096%
4445370$1,200$1,080–$1,32096%
4545373$1,190$1,071–$1,30995%
4645384$1,190$1,071–$1,30995%
4745415$1,190$1,071–$1,30995%
4845426$1,180$1,062–$1,29894%
4945414$1,170$1,053–$1,28794%
5045417$1,170$1,053–$1,28794%
5145428$1,170$1,053–$1,28794%
5245406$1,160$1,044–$1,27693%
5345432$1,160$1,044–$1,27693%
5445377$1,100$990–$1,21088%
5545307$1,070$963–$1,17786%
5645345$1,070$963–$1,17786%
5745405$1,070$963–$1,17786%
5845403$990$891–$1,08979%
5945359$970$873–$1,06778%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Dayton-Kettering-Beavercreek, OH compares

Its internal spread of 1.41× (p90 ÷ p10) ranks 94 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.19×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →