Charlottesville, VA: 2-bedroom payment standards across 31 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Charlottesville, VA MSA range from $1,560 to $2,150 for a 2-bedroom. The 90th-percentile ZIP code runs 1.29× the 10th — a gap of $460 a month — which ranks 168th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 31 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,848 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,560 to $2,020).
of the area's ZIP codes (11 of 31) sit above $1,848 — 110% of the area median.
Highest-rent ZIP codes in Charlottesville, VA
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 22932 | $2,150 | $1,935–$2,365 | above 110% |
| 2 | 22911 | $2,120 | $1,908–$2,332 | above 110% |
| 3 | 22902 | $2,050 | $1,845–$2,255 | above 110% |
| 4 | 22963 | $2,020 | $1,818–$2,222 | above 110% |
| 5 | 22940 | $1,980 | $1,782–$2,178 | above 110% |
| 6 | 22936 | $1,970 | $1,773–$2,167 | above 110% |
| 7 | 22901 | $1,940 | $1,746–$2,134 | above 110% |
| 8 | 22924 | $1,930 | $1,737–$2,123 | above 110% |
| 9 | 22945 | $1,930 | $1,737–$2,123 | above 110% |
| 10 | 22903 | $1,890 | $1,701–$2,079 | above 110% |
| 11 | 22904 | $1,890 | $1,701–$2,079 | above 110% |
| 12 | 22943 | $1,750 | $1,575–$1,925 | 104% |
| 13 | 22905 | $1,740 | $1,566–$1,914 | 104% |
| 14 | 22906 | $1,740 | $1,566–$1,914 | 104% |
| 15 | 22908 | $1,740 | $1,566–$1,914 | 104% |
| 16 | 22935 | $1,680 | $1,512–$1,848 | 100% |
| 17 | 22965 | $1,660 | $1,494–$1,826 | 99% |
| 18 | 23022 | $1,620 | $1,458–$1,782 | 96% |
| 19 | 23055 | $1,620 | $1,458–$1,782 | 96% |
| 20 | 22931 | $1,560 | $1,404–$1,716 | 93% |
| 21 | 22937 | $1,560 | $1,404–$1,716 | 93% |
| 22 | 22938 | $1,560 | $1,404–$1,716 | 93% |
| 23 | 22946 | $1,560 | $1,404–$1,716 | 93% |
| 24 | 22949 | $1,560 | $1,404–$1,716 | 93% |
| 25 | 22959 | $1,560 | $1,404–$1,716 | 93% |
| 26 | 22964 | $1,560 | $1,404–$1,716 | 93% |
| 27 | 22969 | $1,560 | $1,404–$1,716 | 93% |
| 28 | 22971 | $1,560 | $1,404–$1,716 | 93% |
| 29 | 22976 | $1,560 | $1,404–$1,716 | 93% |
| 30 | 24464 | $1,560 | $1,404–$1,716 | 93% |
| 31 | 24581 | $1,560 | $1,404–$1,716 | 93% |
How Charlottesville, VA compares
Its internal spread of 1.29× (p90 ÷ p10) ranks 168 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.24×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.