Champaign-Urbana, IL: 2-bedroom payment standards across 29 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Champaign-Urbana, IL HUD Metro FMR Area range from $980 to $1,430 for a 2-bedroom. The 90th-percentile ZIP code runs 1.26× the 10th — a gap of $258 a month — which ranks 185th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 29 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,232 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($980 to $1,238).
of the area's ZIP codes (3 of 29) sit above $1,232 — 110% of the area median.
Highest-rent ZIP codes in Champaign-Urbana, IL
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 61822 | $1,430 | $1,287–$1,573 | above 110% |
| 2 | 61853 | $1,360 | $1,224–$1,496 | above 110% |
| 3 | 61820 | $1,270 | $1,143–$1,397 | above 110% |
| 4 | 61877 | $1,230 | $1,107–$1,353 | 110% |
| 5 | 61875 | $1,210 | $1,089–$1,331 | 108% |
| 6 | 61864 | $1,180 | $1,062–$1,298 | 105% |
| 7 | 61854 | $1,170 | $1,053–$1,287 | 104% |
| 8 | 61821 | $1,160 | $1,044–$1,276 | 104% |
| 9 | 61856 | $1,140 | $1,026–$1,254 | 102% |
| 10 | 61871 | $1,130 | $1,017–$1,243 | 101% |
| 11 | 61803 | $1,120 | $1,008–$1,232 | 100% |
| 12 | 61824 | $1,120 | $1,008–$1,232 | 100% |
| 13 | 61825 | $1,120 | $1,008–$1,232 | 100% |
| 14 | 61826 | $1,120 | $1,008–$1,232 | 100% |
| 15 | 61884 | $1,120 | $1,008–$1,232 | 100% |
| 16 | 61801 | $1,090 | $981–$1,199 | 97% |
| 17 | 61802 | $1,090 | $981–$1,199 | 97% |
| 18 | 61816 | $1,080 | $972–$1,188 | 96% |
| 19 | 61815 | $1,050 | $945–$1,155 | 94% |
| 20 | 61855 | $1,040 | $936–$1,144 | 93% |
| 21 | 61936 | $1,030 | $927–$1,133 | 92% |
| 22 | 61874 | $1,020 | $918–$1,122 | 91% |
| 23 | 61866 | $1,010 | $909–$1,111 | 90% |
| 24 | 61813 | $980 | $882–$1,078 | 88% |
| 25 | 61843 | $980 | $882–$1,078 | 88% |
| 26 | 61847 | $980 | $882–$1,078 | 88% |
| 27 | 61873 | $980 | $882–$1,078 | 88% |
| 28 | 61878 | $980 | $882–$1,078 | 88% |
| 29 | 61880 | $980 | $882–$1,078 | 88% |
How Champaign-Urbana, IL compares
Its internal spread of 1.26× (p90 ÷ p10) ranks 185 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.14×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.