Cape May County, NJ: 2-bedroom payment standards across 20 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Cape May County, NJ HUD Metro FMR Area range from $1,610 to $2,320 for a 2-bedroom. The 90th-percentile ZIP code runs 1.36× the 10th — a gap of $587 a month — which ranks 128th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 20 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,162 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,630 to $2,217).
of the area's ZIP codes (3 of 20) sit above $2,162 — 110% of the area median.
Highest-rent ZIP codes in Cape May County, NJ
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 08230 | $2,320 | $2,088–$2,552 | above 110% |
| 2 | 08248 | $2,280 | $2,052–$2,508 | above 110% |
| 3 | 08243 | $2,210 | $1,989–$2,431 | above 110% |
| 4 | 08223 | $2,160 | $1,944–$2,376 | 110% |
| 5 | 08226 | $2,130 | $1,917–$2,343 | 108% |
| 6 | 08247 | $2,030 | $1,827–$2,233 | 103% |
| 7 | 08202 | $1,990 | $1,791–$2,189 | 101% |
| 8 | 08210 | $1,970 | $1,773–$2,167 | 100% |
| 9 | 08245 | $1,970 | $1,773–$2,167 | 100% |
| 10 | 08246 | $1,970 | $1,773–$2,167 | 100% |
| 11 | 08251 | $1,960 | $1,764–$2,156 | 100% |
| 12 | 08214 | $1,790 | $1,611–$1,969 | 91% |
| 13 | 08218 | $1,790 | $1,611–$1,969 | 91% |
| 14 | 08219 | $1,790 | $1,611–$1,969 | 91% |
| 15 | 08250 | $1,790 | $1,611–$1,969 | 91% |
| 16 | 08252 | $1,790 | $1,611–$1,969 | 91% |
| 17 | 08242 | $1,750 | $1,575–$1,925 | 89% |
| 18 | 08204 | $1,630 | $1,467–$1,793 | 83% |
| 19 | 08212 | $1,630 | $1,467–$1,793 | 83% |
| 20 | 08260 | $1,610 | $1,449–$1,771 | 82% |
How Cape May County, NJ compares
Its internal spread of 1.36× (p90 ÷ p10) ranks 128 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.15×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.