Cape Girardeau, MO-IL: 2-bedroom payment standards across 24 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Cape Girardeau, MO-IL MSA range from $920 to $1,150 for a 2-bedroom. The 90th-percentile ZIP code runs 1.13× the 10th — a gap of $121 a month — which ranks 238th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 24 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,056 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($920 to $1,041).
of the area's ZIP codes (2 of 24) sit above $1,056 — 110% of the area median.
Highest-rent ZIP codes in Cape Girardeau, MO-IL
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 63755 | $1,150 | $1,035–$1,265 | above 110% |
| 2 | 63751 | $1,120 | $1,008–$1,232 | above 110% |
| 3 | 63739 | $1,050 | $945–$1,155 | 109% |
| 4 | 63750 | $1,020 | $918–$1,122 | 106% |
| 5 | 63785 | $1,020 | $918–$1,122 | 106% |
| 6 | 63701 | $1,010 | $909–$1,111 | 105% |
| 7 | 63745 | $1,010 | $909–$1,111 | 105% |
| 8 | 63702 | $1,000 | $900–$1,100 | 104% |
| 9 | 63752 | $1,000 | $900–$1,100 | 104% |
| 10 | 63779 | $1,000 | $900–$1,100 | 104% |
| 11 | 63703 | $960 | $864–$1,056 | 100% |
| 12 | 63743 | $960 | $864–$1,056 | 100% |
| 13 | 63744 | $960 | $864–$1,056 | 100% |
| 14 | 63747 | $960 | $864–$1,056 | 100% |
| 15 | 63766 | $960 | $864–$1,056 | 100% |
| 16 | 63769 | $940 | $846–$1,034 | 98% |
| 17 | 62969 | $930 | $837–$1,023 | 97% |
| 18 | 63782 | $930 | $837–$1,023 | 97% |
| 19 | 62914 | $920 | $828–$1,012 | 96% |
| 20 | 62962 | $920 | $828–$1,012 | 96% |
| 21 | 62990 | $920 | $828–$1,012 | 96% |
| 22 | 62993 | $920 | $828–$1,012 | 96% |
| 23 | 63760 | $920 | $828–$1,012 | 96% |
| 24 | 63764 | $920 | $828–$1,012 | 96% |
How Cape Girardeau, MO-IL compares
Its internal spread of 1.13× (p90 ÷ p10) ranks 238 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.09×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.