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Cape Coral-Fort Myers, FL: 2-bedroom payment standards across 41 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Cape Coral-Fort Myers, FL MSA range from $1,660 to $2,940 for a 2-bedroom. The 90th-percentile ZIP code runs 1.34× the 10th — a gap of $600 a month — which ranks 141th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Cape Coral-Fort Myers, FL is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 9 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,960

median 2-bedroom SAFMR across the area's 41 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,156 at 110%.

$600

monthly gap between the 90th- and 10th-percentile ZIP code ($1,760 to $2,360).

22.0%

of the area's ZIP codes (9 of 41) sit above $2,156 — 110% of the area median.

Highest-rent ZIP codes in Cape Coral-Fort Myers, FL

33956$2,94033957$2,90033993$2,52033991$2,43033913$2,36033924$2,30033908$2,26033912$2,18033909$2,17033967$2,13033976$2,13033914$2,10033974$2,10033971$2,09033966$2,08033965$2,05033990$2,04033904$2,02033907$2,01033919$2,01033902$1,96033906$1,96033910$1,96033915$1,96033918$1,960area median $1,960
2 BR Small Area FMR area median across all 41 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 41 of 41 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
133956$2,940$2,646–$3,234above 110%
233957$2,900$2,610–$3,190above 110%
333993$2,520$2,268–$2,772above 110%
433991$2,430$2,187–$2,673above 110%
533913$2,360$2,124–$2,596above 110%
633924$2,300$2,070–$2,530above 110%
733908$2,260$2,034–$2,486above 110%
833912$2,180$1,962–$2,398above 110%
933909$2,170$1,953–$2,387above 110%
1033967$2,130$1,917–$2,343109%
1133976$2,130$1,917–$2,343109%
1233914$2,100$1,890–$2,310107%
1333974$2,100$1,890–$2,310107%
1433971$2,090$1,881–$2,299107%
1533966$2,080$1,872–$2,288106%
1633965$2,050$1,845–$2,255105%
1733990$2,040$1,836–$2,244104%
1833904$2,020$1,818–$2,222103%
1933907$2,010$1,809–$2,211103%
2033919$2,010$1,809–$2,211103%
2133902$1,960$1,764–$2,156100%
2233906$1,960$1,764–$2,156100%
2333910$1,960$1,764–$2,156100%
2433915$1,960$1,764–$2,156100%
2533918$1,960$1,764–$2,156100%
2633929$1,960$1,764–$2,156100%
2733931$1,960$1,764–$2,156100%
2833932$1,960$1,764–$2,156100%
2933945$1,960$1,764–$2,156100%
3033970$1,960$1,764–$2,156100%
3133994$1,960$1,764–$2,156100%
3234133$1,960$1,764–$2,156100%
3334136$1,960$1,764–$2,156100%
3433905$1,910$1,719–$2,10197%
3533972$1,910$1,719–$2,10197%
3633973$1,780$1,602–$1,95891%
3733916$1,760$1,584–$1,93690%
3833901$1,740$1,566–$1,91489%
3933903$1,660$1,494–$1,82685%
4033920$1,660$1,494–$1,82685%
4133922$1,660$1,494–$1,82685%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Cape Coral-Fort Myers, FL compares

Its internal spread of 1.34× (p90 ÷ p10) ranks 141 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.09×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →