Buffalo-Cheektowaga, NY: 2-bedroom payment standards across 95 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Buffalo-Cheektowaga, NY MSA range from $1,030 to $2,010 for a 2-bedroom. The 90th-percentile ZIP code runs 1.48× the 10th — a gap of $554 a month — which ranks 68th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Buffalo-Cheektowaga, NY is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.
$1,310

median 2-bedroom SAFMR across the area's 95 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$554

monthly gap between the 90th- and 10th-percentile ZIP code ($1,164 to $1,718).

22.1%

of the area's ZIP codes (21 of 95) sit above $1,441 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Buffalo-Cheektowaga, NY

14026$2,01014032$2,01014051$2,01014091$2,01014085$1,94014203$1,91014221$1,82014059$1,76014068$1,76014261$1,73014228$1,70014260$1,70014072$1,63014112$1,58014127$1,54014075$1,52014222$1,52014216$1,51014227$1,51014226$1,50014224$1,48014174$1,44014214$1,44014150$1,42014033$1,390area median $1,310
2 BR Small Area FMR area median across all 95 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Showing 95 of 95 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
114026$2,010$1,809–$2,211above 110%
214032$2,010$1,809–$2,211above 110%
314051$2,010$1,809–$2,211above 110%
414091$2,010$1,809–$2,211above 110%
514085$1,940$1,746–$2,134above 110%
614203$1,910$1,719–$2,101above 110%
714221$1,820$1,638–$2,002above 110%
814059$1,760$1,584–$1,936above 110%
914068$1,760$1,584–$1,936above 110%
1014261$1,730$1,557–$1,903above 110%
1114228$1,700$1,530–$1,870above 110%
1214260$1,700$1,530–$1,870above 110%
1314072$1,630$1,467–$1,793above 110%
1414112$1,580$1,422–$1,738above 110%
1514127$1,540$1,386–$1,694above 110%
1614075$1,520$1,368–$1,672above 110%
1714222$1,520$1,368–$1,672above 110%
1814216$1,510$1,359–$1,661above 110%
1914227$1,510$1,359–$1,661above 110%
2014226$1,500$1,350–$1,650above 110%
2114224$1,480$1,332–$1,628above 110%
2214174$1,440$1,296–$1,584110%
2314214$1,440$1,296–$1,584110%
2414150$1,420$1,278–$1,562108%
2514033$1,390$1,251–$1,529106%
2614010$1,380$1,242–$1,518105%
2714038$1,380$1,242–$1,518105%
2814043$1,380$1,242–$1,518105%
2914110$1,380$1,242–$1,518105%
3014140$1,380$1,242–$1,518105%
3114151$1,380$1,242–$1,518105%
3214205$1,380$1,242–$1,518105%
3314231$1,380$1,242–$1,518105%
3414233$1,380$1,242–$1,518105%
3514240$1,380$1,242–$1,518105%
3614263$1,380$1,242–$1,518105%
3714272$1,380$1,242–$1,518105%
3814273$1,380$1,242–$1,518105%
3914280$1,380$1,242–$1,518105%
4014202$1,370$1,233–$1,507105%
4114201$1,360$1,224–$1,496104%
4214209$1,340$1,206–$1,474102%
4314006$1,330$1,197–$1,463102%
4414102$1,330$1,197–$1,463102%
4514028$1,320$1,188–$1,452101%
4614126$1,320$1,188–$1,452101%
4714067$1,310$1,179–$1,441100%
4814092$1,310$1,179–$1,441100%
4914213$1,310$1,179–$1,441100%
5014217$1,310$1,179–$1,441100%
5114211$1,300$1,170–$1,43099%
5214057$1,290$1,161–$1,41998%
5314086$1,290$1,161–$1,41998%
5414172$1,290$1,161–$1,41998%
5514034$1,280$1,152–$1,40898%
5614035$1,280$1,152–$1,40898%
5714047$1,280$1,152–$1,40898%
5814109$1,270$1,143–$1,39797%
5914120$1,270$1,143–$1,39797%
6014223$1,270$1,143–$1,39797%
6114169$1,260$1,134–$1,38696%
6214208$1,260$1,134–$1,38696%
6314220$1,260$1,134–$1,38696%
6414225$1,260$1,134–$1,38696%
6514027$1,250$1,125–$1,37595%
6614094$1,240$1,116–$1,36495%
6714132$1,240$1,116–$1,36495%
6814219$1,230$1,107–$1,35394%
6914305$1,230$1,107–$1,35394%
7014031$1,220$1,098–$1,34293%
7114061$1,220$1,098–$1,34293%
7214170$1,220$1,098–$1,34293%
7314215$1,210$1,089–$1,33192%
7414008$1,200$1,080–$1,32092%
7514210$1,200$1,080–$1,32092%
7614025$1,180$1,062–$1,29890%
7714095$1,180$1,062–$1,29890%
7814107$1,180$1,062–$1,29890%
7914144$1,180$1,062–$1,29890%
8014206$1,180$1,062–$1,29890%
8114212$1,180$1,062–$1,29890%
8214304$1,180$1,062–$1,29890%
8314069$1,170$1,053–$1,28789%
8414111$1,170$1,053–$1,28789%
8514131$1,170$1,053–$1,28789%
8614055$1,160$1,044–$1,27689%
8714207$1,160$1,044–$1,27689%
8814218$1,160$1,044–$1,27689%
8914204$1,140$1,026–$1,25487%
9014080$1,130$1,017–$1,24386%
9114303$1,130$1,017–$1,24386%
9214108$1,090$981–$1,19983%
9314301$1,070$963–$1,17782%
9414302$1,070$963–$1,17782%
9514139$1,030$927–$1,13379%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Buffalo-Cheektowaga, NY compares

Its internal spread of 1.48× (p90 ÷ p10) ranks 68 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.15×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →