Boston-Cambridge-Quincy, MA-NH: 2-bedroom payment standards across 215 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area range from $2,560 to $4,410 for a 2-bedroom. The 90th-percentile ZIP code runs 1.49× the 10th — a gap of $1,252 a month — which ranks 62th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Boston-Cambridge-Quincy, MA-NH is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 63 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.

$2,830

median 2-bedroom SAFMR across the area's 215 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $3,113 at 110%.

$1,252

monthly gap between the 90th- and 10th-percentile ZIP code ($2,560 to $3,812).

29.3%

of the area's ZIP codes (63 of 215) sit above $3,113 — 110% of the area median.

Highest-rent ZIP codes in Boston-Cambridge-Quincy, MA-NH

2 BR Small Area FMR area median across all 215 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Filter by ZIP code

Showing 215 of 215 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	01731	$4,410	$3,969–$4,851	above 110%
2	02109	$4,410	$3,969–$4,851	above 110%
3	02110	$4,410	$3,969–$4,851	above 110%
4	02114	$4,410	$3,969–$4,851	above 110%
5	02199	$4,410	$3,969–$4,851	above 110%
6	02461	$4,350	$3,915–$4,785	above 110%
7	02163	$4,290	$3,861–$4,719	above 110%
8	02446	$4,250	$3,825–$4,675	above 110%
9	02138	$4,230	$3,807–$4,653	above 110%
10	02421	$4,200	$3,780–$4,620	above 110%
11	02116	$4,170	$3,753–$4,587	above 110%
12	02467	$4,060	$3,654–$4,466	above 110%
13	02481	$4,030	$3,627–$4,433	above 110%
14	02129	$4,020	$3,618–$4,422	above 110%
15	02142	$4,010	$3,609–$4,411	above 110%
16	02139	$4,000	$3,600–$4,400	above 110%
17	02482	$3,980	$3,582–$4,378	above 110%
18	02445	$3,960	$3,564–$4,356	above 110%
19	02457	$3,960	$3,564–$4,356	above 110%
20	02210	$3,910	$3,519–$4,301	above 110%
21	02133	$3,890	$3,501–$4,279	above 110%
22	02215	$3,820	$3,438–$4,202	above 110%
23	02141	$3,800	$3,420–$4,180	above 110%
24	02127	$3,790	$3,411–$4,169	above 110%
25	02111	$3,700	$3,330–$4,070	above 110%
26	02030	$3,680	$3,312–$4,048	above 110%
27	02108	$3,670	$3,303–$4,037	above 110%
28	02468	$3,670	$3,303–$4,037	above 110%
29	02140	$3,650	$3,285–$4,015	above 110%
30	02420	$3,650	$3,285–$4,015	above 110%
31	02144	$3,640	$3,276–$4,004	above 110%
32	02113	$3,600	$3,240–$3,960	above 110%
33	02492	$3,600	$3,240–$3,960	above 110%
34	02464	$3,570	$3,213–$3,927	above 110%
35	02451	$3,520	$3,168–$3,872	above 110%
36	01742	$3,500	$3,150–$3,850	above 110%
37	02143	$3,470	$3,123–$3,817	above 110%
38	01803	$3,460	$3,114–$3,806	above 110%
39	02459	$3,430	$3,087–$3,773	above 110%
40	02130	$3,410	$3,069–$3,751	above 110%
41	02460	$3,390	$3,051–$3,729	above 110%
42	02145	$3,350	$3,015–$3,685	above 110%
43	02478	$3,340	$3,006–$3,674	above 110%
44	02115	$3,330	$2,997–$3,663	above 110%
45	02067	$3,300	$2,970–$3,630	above 110%
46	02134	$3,300	$2,970–$3,630	above 110%
47	01474	$3,270	$2,943–$3,597	above 110%
48	01721	$3,270	$2,943–$3,597	above 110%
49	02462	$3,270	$2,943–$3,597	above 110%
50	01940	$3,250	$2,925–$3,575	above 110%
51	02135	$3,250	$2,925–$3,575	above 110%
52	02155	$3,250	$2,925–$3,575	above 110%
53	02466	$3,240	$2,916–$3,564	above 110%
54	02090	$3,210	$2,889–$3,531	above 110%
55	02472	$3,210	$2,889–$3,531	above 110%
56	02452	$3,200	$2,880–$3,520	above 110%
57	01864	$3,170	$2,853–$3,487	above 110%
58	02025	$3,170	$2,853–$3,487	above 110%
59	02465	$3,170	$2,853–$3,487	above 110%
60	01801	$3,150	$2,835–$3,465	above 110%
61	02021	$3,140	$2,826–$3,454	above 110%
62	01776	$3,130	$2,817–$3,443	above 110%
63	02458	$3,130	$2,817–$3,443	above 110%
64	01890	$3,110	$2,799–$3,421	110%
65	02474	$3,100	$2,790–$3,410	110%
66	01907	$3,090	$2,781–$3,399	109%
67	02453	$3,060	$2,754–$3,366	108%
68	02112	$3,040	$2,736–$3,344	107%
69	02117	$3,040	$2,736–$3,344	107%
70	02123	$3,040	$2,736–$3,344	107%
71	02137	$3,040	$2,736–$3,344	107%
72	02196	$3,040	$2,736–$3,344	107%
73	02201	$3,040	$2,736–$3,344	107%
74	02203	$3,040	$2,736–$3,344	107%
75	02205	$3,040	$2,736–$3,344	107%
76	02217	$3,040	$2,736–$3,344	107%
77	02222	$3,040	$2,736–$3,344	107%
78	02494	$3,040	$2,736–$3,344	107%
79	02148	$3,030	$2,727–$3,333	107%
80	02171	$3,030	$2,727–$3,333	107%
81	02493	$3,030	$2,727–$3,333	107%
82	01778	$2,990	$2,691–$3,289	106%
83	01703	$2,980	$2,682–$3,278	105%
84	01704	$2,980	$2,682–$3,278	105%
85	01784	$2,980	$2,682–$3,278	105%
86	01888	$2,980	$2,682–$3,278	105%
87	01889	$2,980	$2,682–$3,278	105%
88	02238	$2,980	$2,682–$3,278	105%
89	02454	$2,980	$2,682–$3,278	105%
90	02455	$2,980	$2,682–$3,278	105%
91	02471	$2,980	$2,682–$3,278	105%
92	02169	$2,940	$2,646–$3,234	104%
93	02043	$2,930	$2,637–$3,223	104%
94	02061	$2,930	$2,637–$3,223	104%
95	01770	$2,920	$2,628–$3,212	103%
96	01773	$2,920	$2,628–$3,212	103%
97	01760	$2,910	$2,619–$3,201	103%
98	02027	$2,900	$2,610–$3,190	102%
99	02070	$2,900	$2,610–$3,190	102%
100	02185	$2,900	$2,610–$3,190	102%
101	02269	$2,900	$2,610–$3,190	102%
102	02447	$2,900	$2,610–$3,190	102%
103	02132	$2,880	$2,592–$3,168	102%
104	02368	$2,880	$2,592–$3,168	102%
105	02026	$2,870	$2,583–$3,157	101%
106	02032	$2,860	$2,574–$3,146	101%
107	02120	$2,860	$2,574–$3,146	101%
108	02131	$2,830	$2,547–$3,113	100%
109	02062	$2,820	$2,538–$3,102	100%
110	02176	$2,820	$2,538–$3,102	100%
111	02122	$2,800	$2,520–$3,080	99%
112	02149	$2,760	$2,484–$3,036	98%
113	02184	$2,760	$2,484–$3,036	98%
114	01701	$2,750	$2,475–$3,025	97%
115	02072	$2,750	$2,475–$3,025	97%
116	02128	$2,740	$2,466–$3,014	97%
117	02188	$2,710	$2,439–$2,981	96%
118	01951	$2,700	$2,430–$2,970	95%
119	01906	$2,690	$2,421–$2,959	95%
120	01923	$2,690	$2,421–$2,959	95%
121	01937	$2,690	$2,421–$2,959	95%
122	01915	$2,680	$2,412–$2,948	95%
123	02180	$2,670	$2,403–$2,937	94%
124	01944	$2,660	$2,394–$2,926	94%
125	01965	$2,660	$2,394–$2,926	94%
126	01702	$2,650	$2,385–$2,915	94%
127	02045	$2,640	$2,376–$2,904	93%
128	02118	$2,630	$2,367–$2,893	93%
129	02150	$2,630	$2,367–$2,893	93%
130	01718	$2,620	$2,358–$2,882	93%
131	01720	$2,620	$2,358–$2,882	93%
132	01867	$2,620	$2,358–$2,882	93%
133	02081	$2,620	$2,358–$2,882	93%
134	02152	$2,620	$2,358–$2,882	93%
135	02332	$2,620	$2,358–$2,882	93%
136	02190	$2,610	$2,349–$2,871	92%
137	01880	$2,590	$2,331–$2,849	92%
138	01908	$2,590	$2,331–$2,849	92%
139	01952	$2,590	$2,331–$2,849	92%
140	02019	$2,590	$2,331–$2,849	92%
141	02054	$2,580	$2,322–$2,838	91%
142	02071	$2,580	$2,322–$2,838	91%
143	02136	$2,580	$2,322–$2,838	91%
144	02476	$2,580	$2,322–$2,838	91%
145	02762	$2,580	$2,322–$2,838	91%
146	02151	$2,570	$2,313–$2,827	91%
147	01464	$2,560	$2,304–$2,816	90%
148	01469	$2,560	$2,304–$2,816	90%
149	01719	$2,560	$2,304–$2,816	90%
150	01746	$2,560	$2,304–$2,816	90%
151	01754	$2,560	$2,304–$2,816	90%
152	01775	$2,560	$2,304–$2,816	90%
153	01901	$2,560	$2,304–$2,816	90%
154	01902	$2,560	$2,304–$2,816	90%
155	01903	$2,560	$2,304–$2,816	90%
156	01904	$2,560	$2,304–$2,816	90%
157	01905	$2,560	$2,304–$2,816	90%
158	01929	$2,560	$2,304–$2,816	90%
159	01930	$2,560	$2,304–$2,816	90%
160	01931	$2,560	$2,304–$2,816	90%
161	01936	$2,560	$2,304–$2,816	90%
162	01938	$2,560	$2,304–$2,816	90%
163	01945	$2,560	$2,304–$2,816	90%
164	01949	$2,560	$2,304–$2,816	90%
165	01950	$2,560	$2,304–$2,816	90%
166	01960	$2,560	$2,304–$2,816	90%
167	01961	$2,560	$2,304–$2,816	90%
168	01966	$2,560	$2,304–$2,816	90%
169	01969	$2,560	$2,304–$2,816	90%
170	01970	$2,560	$2,304–$2,816	90%
171	01971	$2,560	$2,304–$2,816	90%
172	01982	$2,560	$2,304–$2,816	90%
173	01983	$2,560	$2,304–$2,816	90%
174	01984	$2,560	$2,304–$2,816	90%
175	02018	$2,560	$2,304–$2,816	90%
176	02020	$2,560	$2,304–$2,816	90%
177	02035	$2,560	$2,304–$2,816	90%
178	02038	$2,560	$2,304–$2,816	90%
179	02041	$2,560	$2,304–$2,816	90%
180	02047	$2,560	$2,304–$2,816	90%
181	02050	$2,560	$2,304–$2,816	90%
182	02051	$2,560	$2,304–$2,816	90%
183	02052	$2,560	$2,304–$2,816	90%
184	02053	$2,560	$2,304–$2,816	90%
185	02056	$2,560	$2,304–$2,816	90%
186	02059	$2,560	$2,304–$2,816	90%
187	02060	$2,560	$2,304–$2,816	90%
188	02065	$2,560	$2,304–$2,816	90%
189	02066	$2,560	$2,304–$2,816	90%
190	02093	$2,560	$2,304–$2,816	90%
191	02119	$2,560	$2,304–$2,816	90%
192	02121	$2,560	$2,304–$2,816	90%
193	02124	$2,560	$2,304–$2,816	90%
194	02125	$2,560	$2,304–$2,816	90%
195	02126	$2,560	$2,304–$2,816	90%
196	02170	$2,560	$2,304–$2,816	90%
197	02186	$2,560	$2,304–$2,816	90%
198	02189	$2,560	$2,304–$2,816	90%
199	02191	$2,560	$2,304–$2,816	90%
200	02327	$2,560	$2,304–$2,816	90%
201	02331	$2,560	$2,304–$2,816	90%
202	02339	$2,560	$2,304–$2,816	90%
203	02343	$2,560	$2,304–$2,816	90%
204	02345	$2,560	$2,304–$2,816	90%
205	02358	$2,560	$2,304–$2,816	90%
206	02360	$2,560	$2,304–$2,816	90%
207	02361	$2,560	$2,304–$2,816	90%
208	02362	$2,560	$2,304–$2,816	90%
209	02364	$2,560	$2,304–$2,816	90%
210	02366	$2,560	$2,304–$2,816	90%
211	02381	$2,560	$2,304–$2,816	90%
212	02532	$2,560	$2,304–$2,816	90%
213	02538	$2,560	$2,304–$2,816	90%
214	02558	$2,560	$2,304–$2,816	90%
215	02571	$2,560	$2,304–$2,816	90%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Boston-Cambridge-Quincy, MA-NH compares

Its internal spread of 1.49× (p90 ÷ p10) ranks 62 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.25×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →