Birmingham-Hoover, AL: 2-bedroom payment standards across 105 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Birmingham-Hoover, AL HUD Metro FMR Area range from $1,020 to $1,900 for a 2-bedroom. The 90th-percentile ZIP code runs 1.55× the 10th — a gap of $566 a month — which ranks 40th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Birmingham-Hoover, AL is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.
$1,260

median 2-bedroom SAFMR across the area's 105 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$566

monthly gap between the 90th- and 10th-percentile ZIP code ($1,020 to $1,586).

21.9%

of the area's ZIP codes (23 of 105) sit above $1,386 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Birmingham-Hoover, AL

35213$1,90035223$1,90035147$1,82035242$1,80035080$1,78035233$1,73035249$1,73035243$1,69035226$1,62035124$1,61035216$1,59035209$1,58035229$1,58035244$1,56035004$1,52035173$1,49035043$1,47035185$1,46035238$1,46035007$1,42035054$1,41035127$1,40035205$1,40035061$1,37035235$1,360area median $1,260
2 BR Small Area FMR area median across all 105 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Showing 105 of 105 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
135213$1,900$1,710–$2,090above 110%
235223$1,900$1,710–$2,090above 110%
335147$1,820$1,638–$2,002above 110%
435242$1,800$1,620–$1,980above 110%
535080$1,780$1,602–$1,958above 110%
635233$1,730$1,557–$1,903above 110%
735249$1,730$1,557–$1,903above 110%
835243$1,690$1,521–$1,859above 110%
935226$1,620$1,458–$1,782above 110%
1035124$1,610$1,449–$1,771above 110%
1135216$1,590$1,431–$1,749above 110%
1235209$1,580$1,422–$1,738above 110%
1335229$1,580$1,422–$1,738above 110%
1435244$1,560$1,404–$1,716above 110%
1535004$1,520$1,368–$1,672above 110%
1635173$1,490$1,341–$1,639above 110%
1735043$1,470$1,323–$1,617above 110%
1835185$1,460$1,314–$1,606above 110%
1935238$1,460$1,314–$1,606above 110%
2035007$1,420$1,278–$1,562above 110%
2135054$1,410$1,269–$1,551above 110%
2235127$1,400$1,260–$1,540above 110%
2335205$1,400$1,260–$1,540above 110%
2435061$1,370$1,233–$1,507109%
2535235$1,360$1,224–$1,496108%
2635126$1,320$1,188–$1,452105%
2735023$1,310$1,179–$1,441104%
2835114$1,310$1,179–$1,441104%
2935128$1,310$1,179–$1,441104%
3035071$1,290$1,161–$1,419102%
3135186$1,290$1,161–$1,419102%
3235068$1,280$1,152–$1,408102%
3335021$1,260$1,134–$1,386100%
3435048$1,260$1,134–$1,386100%
3535119$1,260$1,134–$1,386100%
3635201$1,260$1,134–$1,386100%
3735202$1,260$1,134–$1,386100%
3835215$1,260$1,134–$1,386100%
3935219$1,260$1,134–$1,386100%
4035220$1,260$1,134–$1,386100%
4135231$1,260$1,134–$1,386100%
4235232$1,260$1,134–$1,386100%
4335236$1,260$1,134–$1,386100%
4435253$1,260$1,134–$1,386100%
4535255$1,260$1,134–$1,386100%
4635259$1,260$1,134–$1,386100%
4735260$1,260$1,134–$1,386100%
4835261$1,260$1,134–$1,386100%
4935266$1,260$1,134–$1,386100%
5035285$1,260$1,134–$1,386100%
5135293$1,260$1,134–$1,386100%
5235294$1,260$1,134–$1,386100%
5335295$1,260$1,134–$1,386100%
5435135$1,250$1,125–$1,37599%
5535052$1,230$1,107–$1,35398%
5635210$1,230$1,107–$1,35398%
5735097$1,220$1,098–$1,34297%
5835953$1,220$1,098–$1,34297%
5935064$1,200$1,080–$1,32095%
6035222$1,170$1,053–$1,28793%
6135005$1,160$1,044–$1,27692%
6235117$1,160$1,044–$1,27692%
6335181$1,160$1,044–$1,27692%
6435206$1,150$1,035–$1,26591%
6535211$1,150$1,035–$1,26591%
6635228$1,150$1,035–$1,26591%
6735125$1,140$1,026–$1,25490%
6835036$1,120$1,008–$1,23289%
6935221$1,120$1,008–$1,23289%
7035060$1,110$999–$1,22188%
7135112$1,110$999–$1,22188%
7235120$1,110$999–$1,22188%
7335224$1,110$999–$1,22188%
7435073$1,100$990–$1,21087%
7535116$1,100$990–$1,21087%
7635214$1,100$990–$1,21087%
7735022$1,090$981–$1,19987%
7835094$1,090$981–$1,19987%
7935074$1,070$963–$1,17785%
8035118$1,070$963–$1,17785%
8135208$1,070$963–$1,17785%
8235091$1,050$945–$1,15583%
8335987$1,050$945–$1,15583%
8435020$1,040$936–$1,14483%
8535217$1,040$936–$1,14483%
8635218$1,030$927–$1,13382%
8735013$1,020$918–$1,12281%
8835049$1,020$918–$1,12281%
8935051$1,020$918–$1,12281%
9035078$1,020$918–$1,12281%
9135079$1,020$918–$1,12281%
9235131$1,020$918–$1,12281%
9335133$1,020$918–$1,12281%
9435143$1,020$918–$1,12281%
9535146$1,020$918–$1,12281%
9635172$1,020$918–$1,12281%
9735176$1,020$918–$1,12281%
9835178$1,020$918–$1,12281%
9935180$1,020$918–$1,12281%
10035203$1,020$918–$1,12281%
10135204$1,020$918–$1,12281%
10235207$1,020$918–$1,12281%
10335212$1,020$918–$1,12281%
10435234$1,020$918–$1,12281%
10535254$1,020$918–$1,12281%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Birmingham-Hoover, AL compares

Its internal spread of 1.55× (p90 ÷ p10) ranks 40 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.22×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →