Binghamton, NY: 2-bedroom payment standards across 33 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Binghamton, NY MSA range from $1,070 to $1,310 for a 2-bedroom. The 90th-percentile ZIP code runs 1.17× the 10th — a gap of $184 a month — which ranks 228th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 33 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,210 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,070 to $1,254).
of the area's ZIP codes (4 of 33) sit above $1,210 — 110% of the area median.
Highest-rent ZIP codes in Binghamton, NY
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 13833 | $1,310 | $1,179–$1,441 | above 110% |
| 2 | 13812 | $1,280 | $1,152–$1,408 | above 110% |
| 3 | 13850 | $1,270 | $1,143–$1,397 | above 110% |
| 4 | 13902 | $1,270 | $1,143–$1,397 | above 110% |
| 5 | 13905 | $1,190 | $1,071–$1,309 | 108% |
| 6 | 13732 | $1,170 | $1,053–$1,287 | 106% |
| 7 | 13734 | $1,170 | $1,053–$1,287 | 106% |
| 8 | 13790 | $1,130 | $1,017–$1,243 | 103% |
| 9 | 13795 | $1,120 | $1,008–$1,232 | 102% |
| 10 | 13811 | $1,120 | $1,008–$1,232 | 102% |
| 11 | 13827 | $1,110 | $999–$1,221 | 101% |
| 12 | 13840 | $1,110 | $999–$1,221 | 101% |
| 13 | 13845 | $1,110 | $999–$1,221 | 101% |
| 14 | 13737 | $1,100 | $990–$1,210 | 100% |
| 15 | 13745 | $1,100 | $990–$1,210 | 100% |
| 16 | 13749 | $1,100 | $990–$1,210 | 100% |
| 17 | 13761 | $1,100 | $990–$1,210 | 100% |
| 18 | 13762 | $1,100 | $990–$1,210 | 100% |
| 19 | 13794 | $1,100 | $990–$1,210 | 100% |
| 20 | 13848 | $1,100 | $990–$1,210 | 100% |
| 21 | 13851 | $1,100 | $990–$1,210 | 100% |
| 22 | 13904 | $1,090 | $981–$1,199 | 99% |
| 23 | 13760 | $1,080 | $972–$1,188 | 98% |
| 24 | 13743 | $1,070 | $963–$1,177 | 97% |
| 25 | 13744 | $1,070 | $963–$1,177 | 97% |
| 26 | 13748 | $1,070 | $963–$1,177 | 97% |
| 27 | 13777 | $1,070 | $963–$1,177 | 97% |
| 28 | 13797 | $1,070 | $963–$1,177 | 97% |
| 29 | 13802 | $1,070 | $963–$1,177 | 97% |
| 30 | 13826 | $1,070 | $963–$1,177 | 97% |
| 31 | 13865 | $1,070 | $963–$1,177 | 97% |
| 32 | 13901 | $1,070 | $963–$1,177 | 97% |
| 33 | 13903 | $1,070 | $963–$1,177 | 97% |
How Binghamton, NY compares
Its internal spread of 1.17× (p90 ÷ p10) ranks 228 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.05×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.