Billings, MT: 2-bedroom payment standards across 21 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Billings, MT HUD Metro FMR Area range from $1,240 to $1,980 for a 2-bedroom. The 90th-percentile ZIP code runs 1.35× the 10th — a gap of $430 a month — which ranks 137th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 21 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,573 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,240 to $1,670).
of the area's ZIP codes (5 of 21) sit above $1,573 — 110% of the area median.
Highest-rent ZIP codes in Billings, MT
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 59079 | $1,980 | $1,782–$2,178 | above 110% |
| 2 | 59106 | $1,730 | $1,557–$1,903 | above 110% |
| 3 | 59041 | $1,670 | $1,503–$1,837 | above 110% |
| 4 | 59013 | $1,620 | $1,458–$1,782 | above 110% |
| 5 | 59105 | $1,600 | $1,440–$1,760 | above 110% |
| 6 | 59070 | $1,550 | $1,395–$1,705 | 108% |
| 7 | 59008 | $1,490 | $1,341–$1,639 | 104% |
| 8 | 59102 | $1,480 | $1,332–$1,628 | 103% |
| 9 | 59002 | $1,470 | $1,323–$1,617 | 103% |
| 10 | 59103 | $1,430 | $1,287–$1,573 | 100% |
| 11 | 59104 | $1,430 | $1,287–$1,573 | 100% |
| 12 | 59107 | $1,430 | $1,287–$1,573 | 100% |
| 13 | 59108 | $1,430 | $1,287–$1,573 | 100% |
| 14 | 59026 | $1,410 | $1,269–$1,551 | 99% |
| 15 | 59029 | $1,390 | $1,251–$1,529 | 97% |
| 16 | 59088 | $1,390 | $1,251–$1,529 | 97% |
| 17 | 59006 | $1,240 | $1,116–$1,364 | 87% |
| 18 | 59007 | $1,240 | $1,116–$1,364 | 87% |
| 19 | 59014 | $1,240 | $1,116–$1,364 | 87% |
| 20 | 59068 | $1,240 | $1,116–$1,364 | 87% |
| 21 | 59071 | $1,240 | $1,116–$1,364 | 87% |
How Billings, MT compares
Its internal spread of 1.35× (p90 ÷ p10) ranks 137 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.12×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.