Atlantic City-Hammonton, NJ: 2-bedroom payment standards across 28 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Atlantic City-Hammonton, NJ HUD Metro FMR Area range from $1,550 to $2,800 for a 2-bedroom. The 90th-percentile ZIP code runs 1.42× the 10th — a gap of $685 a month — which ranks 92th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 28 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,151 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,648 to $2,333).
of the area's ZIP codes (5 of 28) sit above $2,151 — 110% of the area median.
Highest-rent ZIP codes in Atlantic City-Hammonton, NJ
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 08403 | $2,800 | $2,520–$3,080 | above 110% |
| 2 | 08221 | $2,760 | $2,484–$3,036 | above 110% |
| 3 | 08326 | $2,410 | $2,169–$2,651 | above 110% |
| 4 | 08201 | $2,300 | $2,070–$2,530 | above 110% |
| 5 | 08241 | $2,190 | $1,971–$2,409 | above 110% |
| 6 | 08240 | $2,140 | $1,926–$2,354 | 109% |
| 7 | 08330 | $2,140 | $1,926–$2,354 | 109% |
| 8 | 08205 | $2,120 | $1,908–$2,332 | 108% |
| 9 | 08402 | $2,120 | $1,908–$2,332 | 108% |
| 10 | 08225 | $2,110 | $1,899–$2,321 | 108% |
| 11 | 08406 | $2,090 | $1,881–$2,299 | 107% |
| 12 | 08234 | $2,040 | $1,836–$2,244 | 104% |
| 13 | 08203 | $2,000 | $1,800–$2,200 | 102% |
| 14 | 08317 | $1,960 | $1,764–$2,156 | 100% |
| 15 | 08346 | $1,950 | $1,755–$2,145 | 100% |
| 16 | 08213 | $1,870 | $1,683–$2,057 | 96% |
| 17 | 08217 | $1,870 | $1,683–$2,057 | 96% |
| 18 | 08220 | $1,870 | $1,683–$2,057 | 96% |
| 19 | 08231 | $1,870 | $1,683–$2,057 | 96% |
| 20 | 08342 | $1,870 | $1,683–$2,057 | 96% |
| 21 | 08404 | $1,870 | $1,683–$2,057 | 96% |
| 22 | 08244 | $1,760 | $1,584–$1,936 | 90% |
| 23 | 08232 | $1,680 | $1,512–$1,848 | 86% |
| 24 | 08350 | $1,670 | $1,503–$1,837 | 85% |
| 25 | 08319 | $1,660 | $1,494–$1,826 | 85% |
| 26 | 08401 | $1,620 | $1,458–$1,782 | 83% |
| 27 | 08310 | $1,550 | $1,395–$1,705 | 79% |
| 28 | 08341 | $1,550 | $1,395–$1,705 | 79% |
How Atlantic City-Hammonton, NJ compares
Its internal spread of 1.42× (p90 ÷ p10) ranks 92 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.15×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.