Asheville, NC: 2-bedroom payment standards across 35 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Asheville, NC MSA range from $1,370 to $2,680 for a 2-bedroom. The 90th-percentile ZIP code runs 1.35× the 10th — a gap of $542 a month — which ranks 135th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 35 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,969 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,562 to $2,104).
of the area's ZIP codes (7 of 35) sit above $1,969 — 110% of the area median.
Highest-rent ZIP codes in Asheville, NC
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 28729 | $2,680 | $2,412–$2,948 | above 110% |
| 2 | 28803 | $2,430 | $2,187–$2,673 | above 110% |
| 3 | 28709 | $2,150 | $1,935–$2,365 | above 110% |
| 4 | 28804 | $2,140 | $1,926–$2,354 | above 110% |
| 5 | 28704 | $2,050 | $1,845–$2,255 | above 110% |
| 6 | 28790 | $2,010 | $1,809–$2,211 | above 110% |
| 7 | 28801 | $1,980 | $1,782–$2,178 | above 110% |
| 8 | 28728 | $1,920 | $1,728–$2,112 | 107% |
| 9 | 28776 | $1,920 | $1,728–$2,112 | 107% |
| 10 | 28802 | $1,920 | $1,728–$2,112 | 107% |
| 11 | 28813 | $1,920 | $1,728–$2,112 | 107% |
| 12 | 28814 | $1,920 | $1,728–$2,112 | 107% |
| 13 | 28815 | $1,920 | $1,728–$2,112 | 107% |
| 14 | 28816 | $1,920 | $1,728–$2,112 | 107% |
| 15 | 28806 | $1,880 | $1,692–$2,068 | 105% |
| 16 | 28732 | $1,860 | $1,674–$2,046 | 104% |
| 17 | 28805 | $1,850 | $1,665–$2,035 | 103% |
| 18 | 28701 | $1,790 | $1,611–$1,969 | 100% |
| 19 | 28787 | $1,790 | $1,611–$1,969 | 100% |
| 20 | 28770 | $1,690 | $1,521–$1,859 | 94% |
| 21 | 28710 | $1,680 | $1,512–$1,848 | 94% |
| 22 | 28724 | $1,680 | $1,512–$1,848 | 94% |
| 23 | 28727 | $1,680 | $1,512–$1,848 | 94% |
| 24 | 28760 | $1,680 | $1,512–$1,848 | 94% |
| 25 | 28784 | $1,680 | $1,512–$1,848 | 94% |
| 26 | 28793 | $1,680 | $1,512–$1,848 | 94% |
| 27 | 28758 | $1,670 | $1,503–$1,837 | 93% |
| 28 | 28791 | $1,670 | $1,503–$1,837 | 93% |
| 29 | 28730 | $1,620 | $1,458–$1,782 | 91% |
| 30 | 28735 | $1,610 | $1,449–$1,771 | 90% |
| 31 | 28778 | $1,580 | $1,422–$1,738 | 88% |
| 32 | 28748 | $1,550 | $1,395–$1,705 | 87% |
| 33 | 28757 | $1,540 | $1,386–$1,694 | 86% |
| 34 | 28726 | $1,450 | $1,305–$1,595 | 81% |
| 35 | 28753 | $1,370 | $1,233–$1,507 | 77% |
How Asheville, NC compares
Its internal spread of 1.35× (p90 ÷ p10) ranks 135 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.15×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.