Amherst Town-Northampton, MA: 2-bedroom payment standards across 20 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Amherst Town-Northampton, MA MSA range from $1,350 to $2,830 for a 2-bedroom. The 90th-percentile ZIP code runs 1.53× the 10th — a gap of $869 a month — which ranks 43th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 20 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,343 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,630 to $2,499).
of the area's ZIP codes (3 of 20) sit above $2,343 — 110% of the area median.
Highest-rent ZIP codes in Amherst Town-Northampton, MA
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 01053 | $2,830 | $2,547–$3,113 | above 110% |
| 2 | 01035 | $2,580 | $2,322–$2,838 | above 110% |
| 3 | 01003 | $2,490 | $2,241–$2,739 | above 110% |
| 4 | 01088 | $2,340 | $2,106–$2,574 | 110% |
| 5 | 01038 | $2,320 | $2,088–$2,552 | 109% |
| 6 | 01066 | $2,300 | $2,070–$2,530 | 108% |
| 7 | 01060 | $2,260 | $2,034–$2,486 | 106% |
| 8 | 01063 | $2,260 | $2,034–$2,486 | 106% |
| 9 | 01032 | $2,200 | $1,980–$2,420 | 103% |
| 10 | 01004 | $2,130 | $1,917–$2,343 | 100% |
| 11 | 01059 | $2,130 | $1,917–$2,343 | 100% |
| 12 | 01061 | $2,130 | $1,917–$2,343 | 100% |
| 13 | 01007 | $2,120 | $1,908–$2,332 | 100% |
| 14 | 01062 | $2,020 | $1,818–$2,222 | 95% |
| 15 | 01027 | $1,960 | $1,764–$2,156 | 92% |
| 16 | 01075 | $1,880 | $1,692–$2,068 | 88% |
| 17 | 01243 | $1,840 | $1,656–$2,024 | 86% |
| 18 | 01012 | $1,640 | $1,476–$1,804 | 77% |
| 19 | 01084 | $1,540 | $1,386–$1,694 | 72% |
| 20 | 01098 | $1,350 | $1,215–$1,485 | 63% |
How Amherst Town-Northampton, MA compares
Its internal spread of 1.53× (p90 ÷ p10) ranks 43 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.19×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.